How to Pay Vendors in the USA: Top Options Compared

How to Pay Vendors in the USA

How to pay vendors in the USA is an essential step for international companies operating in global markets. Whether you’re a supplier in Latin America, a service provider in Europe, or a growing business elsewhere, making secure and efficient payments to U.S.-based vendors is critical.

In this post, we’ll cover the leading options for paying vendors in the U.S., their main features, and how they compare in terms of functionality, costs, and compliance. We also include new-generation platforms like DRUBY, offering a modern alternative for cross-border B2B payments.

🔹 Top Platforms to Pay Vendors in the U.S.

1. Wise (formerly TransferWise)

  • Strengths: Real exchange rates, low fees, fast transfers.
  • Limitations: Named accounts and certain business features may not be available in all countries.
  • Best for: Transparent, low-cost FX payments for businesses and individuals.

2. Payoneer

  • Strengths: Local receiving accounts in the U.S., easy mass payouts, well-known in the freelance and e-commerce space.
  • Limitations: Higher service fees, slower support in some cases.
  • Best for: Global sellers, freelancers, and service providers.

4. Revolut Business

  • Strengths: Great mobile experience, low domestic fees, supports team spending.
  • Limitations: Limited U.S. coverage, not ideal for high-volume vendor payments.
  • Best for: Startups and SMBs with simple payment needs.

5. DRUBY

  • Strengths: Built for cross-border B2B vendor payments from Latin America to the U.S., supports ACH, wire, and SWIFT payments.
  • Best for: Latin American companies paying U.S. vendors through U.S. banking rails.

🔹 Platform Comparison Summary

PlatformBest ForNamed AccountPayment MethodsFX Fees
WiseTransparent FX paymentsLimitedACH, SWIFTLow
PayoneerFreelancers, marketplacesYesLocal ACH, SWIFTModerate
Revolut BusinessSmall/startup paymentsNoACH, CardsLow
DRUBYCross-border vendor paymentsYesWire, ACH, SWIFTTransparent

Conclusion

The right payment solution depends on your business needs—whether you prioritize cost, speed, compliance, or flexibility. Traditional players like Payoneer and Wise continue to lead in global remittances and freelancer payments. But newer platforms such as DRUBY are gaining traction with businesses that need a scalable, compliant way to pay U.S. vendors from abroad.

With multiple options available, companies now have the tools to build more efficient and transparent financial operations, no matter where they’re based.

📩 Need Help Choosing the Right Payment Solution?

If you’re looking to streamline your U.S. vendor payments and want guidance tailored to your business, get in touch with us here. Our team is ready to support your cross-border payment needs.

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